Owned and operated by the same Minnesota family that brings you Cambria Natural Quartz Surfaces™, Cambria Mortgage is committed to the same level of service, quality,and integrity.
For Non-Veterans in Minnesota, Wisconsin and North Dakota we have FHA and Conventional Mortgage loans. What a great time to refinance!
There are almost ONE MILLION Veterans in Minnesota, Wisconsin and North Dakota. Joan Rusco founded VALoansMN.com in 2006 to provide fair and affordable VA home loans to our veterans, active duty military and their families in Minnesota, Wisconsin and North Dakota. Brad Christensen is a Senior VA Loan Specialist with Cambria Mortgage and is licensed to provide mortgage solutions in all three states. We have partnered with the VA, American Legion and other Veteran Service Providers and are proud to announce the offering of our services to all Veterans and their families who are either purchasing or refinancing a a home.
Even though many Minnesota, North Dakota and Wisconsin Veterans have already used VA home loan benefits, it may be possible for you to buy or refinance a home again with a VA loan using remaining or restored loan entitlement. We can help you determine your eligibility.
Before arranging for a new loan to purchase or refinance, Minnesota,North Dakota and Wisconsin Veterans are encouraged to consider some of the advantages of a Cambria Mortgage VA home loan:
- No down payment is required in most cases.
- No monthly mortgage insurance premium to pay.
- Limitations on closing costs.
- Thirty-year, fixed rate mortgages are available (still at very low VA Loan rates).
- New homes, which are appraised before or during construction, are inspected to help ensure compliance with the plans and specifications used for the appraisal and with VA minimum property requirements. All new houses, regardless of when appraised, are covered by either a 1-year builder's warranty or a 10-year insured protection plan.
- An assumable mortgage, subject to VA approval of the assumer's credit.
- Right to prepay loan without penalty.
- VA performs personal loan servicing and offers financial counseling to help Minnesota Veterans avoid losing their homes during temporary financial difficulties.
For your families and other nonmilitary personnel we also offer FHA and Conventional mortgage loans in Minnesota, North Dakota and Wisconsin.
Cambria mortgage professionals give you the personal attention you deserve. We promise to treat you with the respect due a valued client. We understand you're making a huge commitment in buying a new Minnesota home or refinancing your current mortgage. So this is our commitment to you; we will help you qualify, apply and be approved for the right mortgage loan. We will be with you every step of the way as you refinance or buy your home using your VA Loan benefits. Let us help make your dreams come true. You've served us, we would be honored to serve you!
Please look around our website. We look forward to hearing from you!
Joan & Brad