VA Loans Blog

The Sprit of Christmas

December 15th, 2013 2:59 PM by Joan Rusco

This is such a wonderful time of year. It's a time when we're given the opportunity to demonstrate our love for family and friends. The tradition of gift giving reflects that demonstration of love. It's a tradition that even predates Christmas and Christianity.

Two centuries before the birth of Christ Romans would celebrate Saturnalia, a midwinter festival that included the giving of gifts. Then of course came the birth of Christ and the gifts of the three wise men: gold, a gift fit for a king, frankincense, a gift for a Profit and finally myrrh, a burial ointment. Four centuries later the bishop Nicholas would give gifts to children thus came St. Nicholas and today, Santa Claus.

In this tradition we urge all to think about what we may give this holiday season to those who have served us. Even fellow Veterans can take this opportunity to give to those who may have paid a greater price during their service. We are particularly fond of two organizations that we believe do wonderful work, more on those later.

Please give in any way you see fit. For instance, we recently were assisting a Veteran with a home purchase. The lender required that the water well on the property be tested for cleanliness and purity. Usually this can take at least two weeks to arrange a qualified tester to visit the property, pull some water from the well and get it to a lab. Cost is well over $100. But in this case something special happened. We contacted a company to perform the testing and within two days they had completed the job. Then came the biggest surprise of all: the invoice from the testing company showed they were charging this Veteran nothing. Written on the invoice was (to paraphrase) no charge, thank you for your service. This is the true spirit of giving, the true spirit of Christmas. Can you think of some small way to give this holiday season?

We mentioned earlier that we are very fond of two organizations. We encourage you to take a look at the Wounded Warrior Project ( which is dedicated to helping wounded warriors and their families. The second organization we encourage you to examine is The Independence Fund ( This fund is a completely volunteer organization dedicated to help severely injured veterans gain independence by providing track chairs at no cost to the veterans or their families. Please take a look at these organizations and see if they may help you fulfill your desire to help.

Finally we want to give you a "thank you" for your service. We are honored to be able to help you in any way we can when it comes to home financing. We wish you and yours a very Merry Christmas and a happy New Year!

Posted in:General
Posted by Joan Rusco on December 15th, 2013 2:59 PM


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